Workers’ Comp Savings Services

Reduce your workers’ compensation costs and recover past overpayments with Expensage’s Workers’ Comp Savings Services. Our expert team specializes in uncovering hidden savings, correcting costly errors, and ensuring you never overpay for workers’ comp insurance again—all without changing your current broker, agent, or insurance carrier.

Take Control of a Major Business Expense

Workers’ compensation insurance is one of the largest and most complex expenses for many businesses. With over 700 approved classification codes and constantly changing rules and regulations, it’s nearly impossible for most companies to ensure they’re being billed accurately. In fact, 70% of companies are overpaying for their workers’ comp policies—often without realizing it.

Comprehensive Audit & Recovery

Expensage conducts a thorough, independent review of your workers’ comp policies, classifications, and audits. We don’t just look at your current policy—we go back as far as seven years to identify and recover prior overpayments. Our process includes:

• Detailed Policy Review: We analyze your policy classifications, rates, discounts, and experience modification calculations for errors and overcharges.
• Historical Audit: Our experts review previous policies and audits to uncover past mistakes and maximize potential refunds.
• Regulatory Compliance: We ensure your policies are fully compliant with the latest rating bureau rules and state-specific requirements.
• Recovery of Overpayments: When overcharges are found, we handle the entire recovery process, securing refunds directly from your insurance carrier.

Key Benefits

• No Disruption: Keep your current broker, agent, and insurance carrier—our services work independently to secure your savings.
• Significant Refunds: Many clients recover substantial refunds from prior policy years, directly improving cash flow.
• Ongoing Savings: We help you avoid future overcharges by ensuring proper classifications and accurate payroll reporting.
• Expert Guidance: Our team stays up to date on industry changes, so you don’t have to worry about missed savings opportunities.

How It Works

1. 15-Minute Discovery Call: We assess your potential for workers’ comp savings with a quick consultation.
2. Savings Snapshot: Our proprietary software identifies cost recovery areas and potential refund opportunities.
3. Benefit Confirmation: Experts analyze your data, confirm findings, and prepare all necessary documentation.
4. Implementation & Monitoring: We execute savings strategies, recover refunds, and monitor your policies to ensure ongoing compliance and savings.

Why Choose Expensage?

Expensage brings Fortune 100-level expense control and audit expertise to businesses of all sizes. Our Workers’ Comp Savings Services are designed to deliver measurable financial benefits, reduce risk, and give you peace of mind—without disrupting your operations or vendor relationships.

Stop overpaying for workers’ compensation insurance. Discover your hidden savings and recover what you’re owed with Expensage.

Ready to lower your workers’ comp costs? Schedule your free assessment today.

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