Why EHP?
The Employee Health Plan (EHP) is a revolutionary, IRS-compliant wellness benefit that unlocks guaranteed payroll tax savings and delivers mission-critical healthcare access—often at zero net cost to your business.
- Lower payroll taxes for both the employer and employee
- Provide 24/7 access to urgent care and mental health services
- Boost recruitment and retention with premium benefits
- Reduce absenteeism and improve productivity
- Improve employee financial wellness with no loss in take-home pay
- Meet growing expectations for holistic, inclusive benefit programs
Built for Finance, HR, and Accounting leaders, EHP turns a portion of payroll into a powerful tax-advantaged tool—creating measurable ROI while expanding care access across your workforce.
Critical Benefits for Employees
- 24/7 Tele-Urgent Care: Virtual access to licensed U.S. doctors—no wait, no cost.
- 24/7 Mental Health Access: Counseling, therapy, and rapid crisis support included.
- Wellness Coaching & Preventive Care: Chronic care management, screenings, and guidance that improve productivity and satisfaction.
How EHP Works?
- Submit a Basic Payroll Census: We quickly assess your eligibility and potential savings.
- Review Your Custom Tax Savings and Benefit Report: Get a clear picture of your company’s financial and employee wellness gains.
- Approve the Proposal and Begin Enrollment: Move forward with confidence—our team handles the details.
- Onboarding and Payroll Setup: We manage the setup process, ensuring a smooth transition.
- Employees Start Enjoying Benefits: Your team gains immediate access to their new health and wellness resources.
Why Choose Expensage?
Expensage brings Fortune 100-level benefits optimization to businesses of every size. Our Employee Health Benefits Services are designed to deliver measurable value for both your employees and your organization—without disrupting your operations or increasing your costs.
Give your team the benefits they deserve and your business the savings it needs. Schedule your free Employee Health Benefits assessment today and start building a healthier, more profitable workplace.
Enroll Now
Schedule TodayFinancial Leaders: The Math Behind the Value
EHP delivers immediate payroll tax savings by converting a portion of salary into a tax-advantaged wellness benefit:
- FICA Tax Savings(7.65% combined employer/employee) on EHP contributions
- Typical Plan Amount: $1,220/month per eligible employee
- Employer Net Savings: $1,220 × 7.65% – $40 admin fee = $53.33/month, or $639.96/year per employee
The savings don’t stop—they scale.
*Savings are realized in every payroll cycle. No delays.
Fully Compliant & Easy to Launch
EHP meets all major compliance requirements:
- IRS, ACA, Section 125, 105, and 213(d)
- No disruption to existing payroll or benefits systems
- Easy onboarding, seamless employee experience
The Bottom line
EHP isn’t just a health benefit—it’s a financial strategy. Save over $600 per employee annually, improve team wellbeing, and gain a recruitment edge—without spending more.
